We will beat any offers or you will get $1,000

(Texas, Colorado, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota and Wisconsin properties only)

Terms and conditions

Aferdita Rica

Loan Officer

Bio: My name is Aferdita and I am here to help you any time you may need my help to achieve your goal of home ownership. As your trusted loan officer, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Please don’t hesitate to reach out to me using the direct contact information located on this page. I appreciate your business and look forward to working with you to purchase your dream home.

Phone: (248) 635-5527

NMLS#: 2314764

License states: Florida, Michigan

Spoken Language: English, Albanian, Italian

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.